@import"https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&display=swap";:root{--color-navy: #1b365d;--color-navy-dark: #0a1628;--color-navy-mid: #243d5c;--accent: #c9a227;--accent-soft: #e8d48b;--accent-deep: #8b6914;--bg-primary: #060f1e;--bg-surface: #09142b;--bg-surface-alt: #0c1a33;--bg-card: rgba(255, 255, 255, .04);--bg-card-hover: rgba(255, 255, 255, .07);--border-subtle: rgba(255, 255, 255, .08);--border-gold: rgba(201, 162, 39, .22);--text-heading: #f0f4f8;--text-primary: #f0f4f8;--text-secondary: rgba(240, 244, 248, .62);--text-muted: rgba(240, 244, 248, .38);--color-gray: #64748b;--color-gray-light: #f1f5f9;--color-white: #ffffff;--color-success: #10b981;--color-warning: #ef4444;--font-sans: "Inter", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;--font-display: "Libre Baskerville", Georgia, "Times New Roman", serif;--space-xs: .5rem;--space-sm: 1rem;--space-md: 1.5rem;--space-lg: 2.5rem;--space-xl: 4rem;--space-2xl: 6rem;--max-width: 72rem;--page-gutter: clamp(1.25rem, 4vw, 2.25rem);--radius: 10px;--radius-lg: 16px;--shadow-sm: 0 1px 3px rgba(0, 0, 0, .45);--shadow-md: 0 8px 36px rgba(0, 0, 0, .5);--shadow-lg: 0 20px 64px rgba(0, 0, 0, .6);--ease-out: cubic-bezier(.22, 1, .36, 1);--resource-cta-pill-bg: linear-gradient(165deg, #fdfcfa 0%, #f4f1ea 55%, #ebe6dc 100%)}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--font-sans);font-size:1.0625rem;line-height:1.65;color:var(--text-primary);background:var(--bg-primary)}a{color:var(--accent-soft);text-decoration-thickness:1px;text-underline-offset:3px}a:hover{text-decoration:none}code{font-size:.9em;background:#ffffff14;padding:.1em .35em;border-radius:4px;font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,monospace}img{max-width:100%;height:auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:absolute;left:-9999px;top:0;z-index:100;padding:var(--space-sm) var(--space-md);background:var(--color-navy);color:#fff}.skip-link:focus{left:var(--space-sm)}.site-header{position:sticky;top:0;z-index:50;background:#fffffff5;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-bottom:1px solid rgba(27,54,93,.1);box-shadow:0 1px #fffc inset,0 4px 20px #0f172a0f}@supports not ((-webkit-backdrop-filter: blur(1px)) or (backdrop-filter: blur(1px))){.site-header{background:#fff}}.header-inner{max-width:var(--max-width);margin:0 auto;padding:1.1rem var(--page-gutter) 1.1rem calc(var(--page-gutter) - .5rem);display:flex;align-items:center;justify-content:space-between;gap:var(--space-md);flex-wrap:wrap}.logo{font-family:var(--font-display);font-weight:700;color:var(--color-navy);text-decoration:none;display:inline-flex;align-items:center;max-width:min(100%,min(26rem,92vw));line-height:1.2}.logo img{display:block;height:clamp(1.85rem,4.8vw,2.45rem);width:auto;max-width:100%;object-fit:contain}.logo:hover img{opacity:.88}.nav-toggle{display:none;background:#1b365d0a;color:var(--color-navy);border:1px solid rgba(27,54,93,.15);padding:.5rem;border-radius:var(--radius);cursor:pointer;font-size:0;line-height:0;width:2.6rem;height:2.35rem;position:relative}.nav-toggle:before{content:"";width:1.25rem;height:.85rem;display:block;margin:0 auto;background-image:linear-gradient(var(--color-navy),var(--color-navy)),linear-gradient(var(--color-navy),var(--color-navy)),linear-gradient(var(--color-navy),var(--color-navy));background-repeat:no-repeat;background-size:100% 2px,100% 2px,100% 2px;background-position:center 0,center 50%,center 100%}@media(max-width:900px){.header-inner{padding-top:1rem;padding-bottom:1rem;padding-left:.85rem;padding-right:var(--page-gutter);position:relative}.nav-toggle{display:block}.header-inner .nav{display:none;position:absolute;top:calc(100% + .45rem);left:var(--page-gutter);right:var(--page-gutter);flex-direction:column;gap:var(--space-xs);padding:0;z-index:60}.nav.is-open{display:flex;background:#fffffffa;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);padding:var(--space-md);border-radius:var(--radius-lg);border:1px solid rgba(27,54,93,.12);box-shadow:var(--shadow-lg);margin-top:var(--space-sm)}.nav.is-open a{width:100%;padding:.45rem .25rem}}.nav{display:flex;flex-wrap:wrap;gap:0 var(--space-md);align-items:center;justify-content:flex-end}.site-header .nav a{font-size:.875rem;font-weight:600;text-decoration:none;color:#1b365db8;letter-spacing:.03em;transition:color .2s ease;padding-bottom:2px}.site-header .nav a:hover,.site-header .nav a[aria-current=page]{color:var(--color-navy);text-decoration:none;box-shadow:0 2px 0 0 var(--accent)}.hero{position:relative;background:var(--bg-primary);color:#fff;padding:var(--space-xl) var(--page-gutter);overflow:hidden}.hero--visual{min-height:min(92vh,54rem);display:flex;flex-direction:column;justify-content:center;align-items:stretch;padding-top:clamp(3.5rem,12vw,7rem);padding-bottom:clamp(3.5rem,12vw,7rem);padding-left:var(--page-gutter);padding-right:var(--page-gutter);background-color:var(--bg-primary);background-image:linear-gradient(180deg,#060f1eed,#09142ae0),url(/images/hero-all-pages.png);background-size:cover;background-position:center 35%}body.page-home .hero--visual{min-height:min(96vh,58rem);background-image:linear-gradient(160deg,#040a16f2,#081224e0 45%,#0f203cc7),url(/images/home-hero-industrial-office.png);background-size:cover;background-position:center center}.hero--visual:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 60% 50% at 72% 18%,rgba(201,162,39,.13),transparent 62%);pointer-events:none}.hero--visual:before{content:"";position:absolute;bottom:0;left:0;right:0;height:2px;background:linear-gradient(90deg,transparent 0%,var(--accent) 30%,var(--accent) 70%,transparent 100%);opacity:.5;pointer-events:none;z-index:2}.hero--visual .hero-inner{position:relative;z-index:1}.hero--visual.hero--page{min-height:0;justify-content:flex-start;padding-top:clamp(3rem,9vw,5.5rem);padding-bottom:clamp(2.5rem,7vw,4rem)}.hero--visual.hero--strategy,.hero--visual.hero--structure{background-image:linear-gradient(165deg,#040a18,#0e1f3a,#060f1e)}.hero-inner{max-width:var(--max-width);margin:0 auto;width:100%;display:flex;flex-direction:column;align-items:flex-start;text-align:left}.hero-eyebrow{font-size:.7rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--accent);margin:0 0 var(--space-sm)}.hero h1{font-family:var(--font-display);font-size:clamp(2.25rem,5.8vw,4rem);line-height:1.08;margin:0 0 var(--space-md);font-weight:700;letter-spacing:-.022em;max-width:min(100%,54rem);text-wrap:balance;color:#fff}.hero:not(.hero--visual) h1{font-size:clamp(1.75rem,4vw,2.65rem)}.hero .lead{font-size:clamp(1.05rem,2vw,1.25rem);color:#f0f4f8d9;max-width:min(100%,44rem);margin:0 0 var(--space-md);line-height:1.68}.hero a:not(.btn){color:#f8fafc;font-weight:600;text-decoration:underline;text-decoration-color:#e8d48bcc;text-underline-offset:.15em}.hero a:not(.btn):hover{color:var(--accent-soft)}.hero a:not(.btn):focus-visible{outline:2px solid var(--accent-soft);outline-offset:3px}.hero--visual:not(.hero--page) .lead{margin-bottom:var(--space-lg)}.trust-row{display:flex;flex-wrap:wrap;gap:var(--space-sm);margin-bottom:var(--space-lg)}.trust-row span{font-size:.78rem;font-weight:600;letter-spacing:.05em;padding:.38rem .9rem;background:transparent;border:1px solid rgba(201,162,39,.35);border-radius:var(--radius);color:var(--accent-soft)}.cta-row{display:flex;flex-wrap:wrap;gap:var(--space-sm)}.hero-stats-wrap{margin-top:var(--space-xl);width:100%}.stats.stats--in-hero{display:flex;flex-wrap:nowrap;align-items:stretch;gap:var(--space-sm);width:100%;overflow-x:auto;overflow-y:hidden;-webkit-overflow-scrolling:touch;scrollbar-width:thin;scrollbar-color:rgba(255,255,255,.18) transparent;padding-bottom:var(--space-xs)}.stats.stats--in-hero::-webkit-scrollbar{height:4px}.stats.stats--in-hero::-webkit-scrollbar-thumb{background:#ffffff2e;border-radius:999px}.hero--visual .stats--in-hero .stat{flex:1 1 0;min-width:9rem;background:#c9a22714;border:1px solid rgba(201,162,39,.25)}.hero-facts{display:flex;flex-wrap:nowrap;align-items:stretch;gap:var(--space-sm);width:100%;margin-top:var(--space-lg);padding-top:var(--space-lg);border-top:1px solid rgba(255,255,255,.1);overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:thin;scrollbar-color:rgba(255,255,255,.18) transparent}.hero--visual.hero--page .hero-facts{margin-top:var(--space-md);padding-top:var(--space-md)}.hero-fact{flex:1 1 0;min-width:9.5rem;padding:var(--space-sm) var(--space-md);background:#ffffff0d;border-radius:var(--radius);border:1px solid rgba(255,255,255,.09)}.hero-fact__label{display:block;font-size:.65rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--accent-soft);margin-bottom:.35rem}.hero-fact__value{display:block;font-size:.9rem;font-weight:600;color:#fff;line-height:1.4}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.72rem 1.45rem;border-radius:var(--radius);font-weight:600;font-size:.95rem;text-decoration:none;border:2px solid transparent;cursor:pointer;min-height:44px;transition:transform .2s var(--ease-out),background .2s ease,box-shadow .2s ease,border-color .2s ease}.btn:focus-visible{outline:2px solid var(--accent-soft);outline-offset:2px}.btn-primary{background:#fff;color:var(--color-navy-dark);font-weight:700}.btn-primary:hover{background:#e8ecf0;transform:translateY(-1px)}.btn-secondary{background:transparent;color:#fff;border-color:#ffffff6b}.btn-secondary:hover{background:#ffffff14}.btn-accent{background:var(--accent);color:#fff;border:none;font-weight:700;letter-spacing:.03em;box-shadow:0 4px 22px #c9a22761}.btn-accent:hover{background:#a88520;transform:translateY(-2px);box-shadow:0 8px 32px #c9a2277a}.btn-accent:focus-visible{outline-color:var(--accent-soft)}.section .btn-primary,.card .btn-primary,.article-wrap .btn-primary,form .btn-primary{background:var(--accent);color:#fff;font-weight:700;border:none}.section .btn-primary:hover,.card .btn-primary:hover,.article-wrap .btn-primary:hover,form .btn-primary:hover{background:var(--accent-deep)}.stat-strip{background:var(--bg-surface-alt);border-bottom:1px solid var(--border-subtle);padding:var(--space-lg) var(--page-gutter)}.stat-strip__inner{max-width:var(--max-width);margin:0 auto;display:grid;gap:var(--space-lg);grid-template-columns:1fr}@media(min-width:768px){.stat-strip__inner{grid-template-columns:repeat(3,1fr);gap:0}.stat-strip__item{padding:0 var(--space-lg);display:flex;flex-direction:column;align-items:flex-start}.stat-strip__item:not(:first-child){border-left:1px solid var(--border-subtle)}}.stat-strip__value{display:block;font-family:var(--font-display);font-size:clamp(1.2rem,2.4vw,1.5rem);font-weight:700;color:var(--accent-soft);margin-bottom:.35rem;line-height:1.25}.stat-strip__label{display:block;font-size:.9rem;color:var(--text-secondary);line-height:1.5}.stat-strip__icon{display:flex;align-items:center;justify-content:center;width:3rem;height:3rem;margin-bottom:var(--space-sm);border-radius:12px;background:#c9a22714;border:1px solid rgba(201,162,39,.2);flex-shrink:0}.stat-strip__icon svg{width:1.5rem;height:1.5rem;color:var(--accent);stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}.section{padding:var(--space-xl) var(--page-gutter);background:var(--bg-surface)}.section.alt{background:var(--bg-primary)}.section.section--surface-warm{background:var(--bg-surface)}.section.section--surface-stone,.section.section--surface-light{background:var(--bg-surface-alt)}.section.section--rule-top{position:relative;border-top:1px solid var(--border-subtle)}.section.section--rule-top:before{content:"";position:absolute;left:0;right:0;top:-1px;height:3px;background:linear-gradient(90deg,var(--accent-deep),var(--accent),transparent)}.section[aria-labelledby=returns-detail-heading]{padding-top:var(--space-xl);padding-bottom:var(--space-sm)}.section[aria-labelledby=tax-heading]{padding-top:var(--space-xl);padding-bottom:var(--space-xs)}.section-inner{max-width:var(--max-width);margin:0 auto}.section-kicker{font-size:.7rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--accent);margin:0 0 var(--space-xs)}.section-head{max-width:42rem;margin-bottom:var(--space-lg)}.section h2{font-family:var(--font-display);font-size:clamp(1.75rem,3.4vw,2.6rem);color:var(--text-heading);margin:0 0 var(--space-sm);letter-spacing:-.02em;line-height:1.15}.section-intro{margin:0;font-size:1.1rem;color:var(--text-secondary);max-width:42rem;line-height:1.65}.grid-3{display:grid;gap:var(--space-md);grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}.card{background:#fff;border:1px solid rgba(27,54,93,.12);border-radius:var(--radius-lg);padding:var(--space-md);box-shadow:0 4px 24px #00000026;transition:transform .28s var(--ease-out),box-shadow .28s var(--ease-out),border-color .28s ease,background .28s ease}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow-md);border-color:var(--border-gold);background:#fafbfd}.card h3{margin-top:0;font-family:var(--font-display);font-size:1.15rem;color:var(--color-navy)}.card p{color:#1b365db8;margin-bottom:0}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(10rem,1fr));gap:var(--space-md);margin-top:0}.stat{text-align:center;padding:var(--space-md) var(--space-sm);background:#c9a2270f;border-radius:var(--radius-lg);border:1px solid rgba(201,162,39,.2);position:relative;overflow:hidden}.stat:before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--accent-deep),var(--accent))}.stat strong{display:block;font-family:var(--font-display);font-size:clamp(1.25rem,2.5vw,1.6rem);color:var(--accent-soft)}.stat span{font-size:.82rem;color:var(--text-secondary);font-weight:500}.content-split{display:grid;gap:var(--space-lg);align-items:start;margin-top:var(--space-lg)}.section-inner>.section-head+.content-split{margin-top:0}@media(min-width:800px){.content-split{grid-template-columns:1fr min(38%,22rem);gap:var(--space-xl)}.content-split.content-split--wide-figure{grid-template-columns:1fr min(44%,26rem)}}.content-split__figure{margin:0;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-md);border:1px solid var(--border-subtle)}.content-split__figure--center{align-self:center;transform:translateY(-38%)}.content-split__figure--tax{transform:translateY(-48%)}@media(max-width:799px){.content-split__figure--center,.content-split__figure--tax{align-self:stretch;transform:none}}.content-split__figure img{width:100%;display:block;aspect-ratio:4/3;object-fit:cover}.content-split__caption{font-size:.8rem;color:var(--text-muted);margin:var(--space-xs) 0 0;line-height:1.45}.content-split .prose{max-width:none;margin:0}.flow-steps{display:grid;gap:var(--space-md);margin-top:var(--space-lg)}@media(min-width:720px){.flow-steps{grid-template-columns:repeat(3,1fr);gap:var(--space-sm)}}.flow-steps.flow-steps--vertical{grid-template-columns:1fr;gap:var(--space-sm)}.flow-step{padding:var(--space-md);background:var(--bg-card);border-radius:var(--radius-lg);border:1px solid var(--border-subtle);border-top:4px solid var(--accent);text-align:center}.content-split.content-split--syndication .flow-step{text-align:left}.content-split.content-split--syndication .flow-steps{margin-top:0}.flow-step__n{display:inline-flex;align-items:center;justify-content:center;width:1.75rem;height:1.75rem;font-size:.85rem;font-weight:700;color:#fff;background:var(--accent);border-radius:999px;margin-bottom:var(--space-sm)}.content-split.content-split--syndication .flow-step__n{margin-left:0}.flow-step h3{margin:0 0 var(--space-xs);font-family:var(--font-display);font-size:1.05rem;color:#fff}.flow-step p{margin:0;font-size:.9rem;color:var(--text-secondary);line-height:1.5}.showcase-grid{display:grid;gap:var(--space-md);grid-template-columns:1fr}@media(min-width:768px){.showcase-grid{grid-template-columns:repeat(3,1fr);gap:var(--space-lg)}}.showcase-card{border-radius:var(--radius-lg);overflow:hidden;background:var(--bg-surface-alt);border:1px solid var(--border-subtle);box-shadow:var(--shadow-md);transition:transform .32s var(--ease-out),box-shadow .32s var(--ease-out),border-color .32s ease}.showcase-card:hover{transform:translateY(-7px);box-shadow:0 28px 72px #0000009e;border-color:var(--border-gold)}.showcase-card__img{aspect-ratio:4/3;width:100%;object-fit:cover;display:block}.showcase-card__body{padding:var(--space-md)}.showcase-card__body h3{font-family:var(--font-display);font-size:1.15rem;margin:0 0 var(--space-xs);color:#fff}.showcase-card__body p{margin:0;font-size:.95rem;color:var(--text-secondary);line-height:1.55}.showcase-grid--tight-bottom{margin-bottom:var(--space-lg)}.split-banner{display:grid;grid-template-columns:1fr;min-height:min(28rem,70vw)}@media(min-width:900px){.split-banner{grid-template-columns:1fr 1fr;min-height:22rem}}.split-banner__media{min-height:16rem;background-size:cover;background-position:center}.split-banner__media--retail{background-image:url(/images/strip-mall-twilight.png)}.split-banner__media--suburban{background-image:url(/images/publix-storefront.png)}.split-banner__media--retail-detail{background-image:url(/images/aldi-night.png)}.split-banner__media--finance{background-image:url(/images/commercial-aerial.png)}.split-banner--inset{margin-top:var(--space-lg);border-radius:var(--radius-lg);overflow:hidden}.split-banner__content{background:linear-gradient(135deg,#0c1a33,#060f1e);color:#fff;padding:var(--space-xl) var(--page-gutter);display:flex;flex-direction:column;justify-content:center;border-left:1px solid rgba(201,162,39,.18)}.split-banner__content h2,.split-banner__title{font-family:var(--font-display);font-size:clamp(1.5rem,3vw,2.1rem);margin:0 0 var(--space-sm);color:#fff}.split-banner__content p{margin:0 0 var(--space-md);opacity:.85;max-width:32rem;line-height:1.68}.split-banner__content a{color:var(--accent-soft);font-weight:600}.split-banner__content a:hover{color:#fff}.link-row a{font-weight:600;color:var(--accent-soft)}.link-row a:hover{color:#fff}.differentiators-grid{display:grid;grid-template-columns:1fr;gap:var(--space-md);margin-top:var(--space-lg)}@media(min-width:640px){.differentiators-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1100px){.differentiators-grid{grid-template-columns:repeat(3,1fr);gap:var(--space-lg)}}.diff-card{background:#c9a2270a;border:1px solid rgba(201,162,39,.18);border-radius:var(--radius-lg);padding:var(--space-lg) var(--space-md);position:relative;overflow:hidden;transition:transform .32s var(--ease-out),box-shadow .32s var(--ease-out),border-color .32s ease,background .32s ease}.diff-card:hover{transform:translateY(-6px);box-shadow:0 22px 56px #0000008c;border-color:#c9a2276b;background:#c9a22712}.diff-card:before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--accent-deep),var(--accent),transparent 80%)}.diff-card__icon{display:flex;align-items:center;justify-content:center;width:3rem;height:3rem;border-radius:12px;background:#c9a2271a;border:1px solid rgba(201,162,39,.25);margin-bottom:var(--space-md)}.diff-card__icon svg{width:1.5rem;height:1.5rem;stroke:var(--accent);fill:none;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round}.diff-card h3{font-family:var(--font-display);font-size:1.15rem;color:#fff;margin:0 0 .6rem}.diff-card p{font-size:.95rem;color:var(--text-secondary);margin:0;line-height:1.62}.cta-banner{position:relative;overflow:hidden;background:linear-gradient(145deg,#0a1628,#060f1e);padding:clamp(3.5rem,9vw,5.5rem) var(--page-gutter);text-align:center;border-top:1px solid var(--border-subtle)}.cta-banner:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 55% 65% at 50% 50%,rgba(201,162,39,.08),transparent 70%);pointer-events:none}.cta-banner__inner{position:relative;z-index:1;max-width:var(--max-width);margin:0 auto}.cta-banner .section-kicker{display:block;text-align:center}.cta-banner h2{font-family:var(--font-display);font-size:clamp(2rem,4.2vw,3.1rem);color:#fff;letter-spacing:-.022em;margin:0 auto var(--space-sm);max-width:44rem}.cta-banner p{font-size:1.1rem;color:var(--text-secondary);max-width:36rem;margin:0 auto var(--space-lg);line-height:1.65}.cta-banner 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a:hover{color:#fff}.resource-article-body .form-note{background:#ffffff08;border:1px solid var(--border-subtle);border-radius:var(--radius);padding:var(--space-md);font-size:.85rem;line-height:1.55;margin-top:var(--space-xl)}.resource-article-pullquote{border-left:3px solid var(--accent);margin:var(--space-xl) 0;padding:var(--space-md) var(--space-lg);background:#c9a2270d;border-radius:0 var(--radius) var(--radius) 0}.resource-article-pullquote p{font-family:var(--font-display);font-size:clamp(1.05rem,2vw,1.2rem);font-style:italic;color:#f0f4f8d1;margin:0;line-height:1.65}.resource-article-meta{display:flex;flex-wrap:wrap;gap:.3rem var(--space-md);font-size:.82rem;color:var(--text-muted);margin-top:var(--space-sm)}.hero-resource-meta{margin-top:var(--space-sm)}.resource-article-sidebar,aside.resource-article-related{position:sticky;top:5.5rem;display:flex;flex-direction:column;gap:var(--space-md)}.resource-article-related{background:var(--bg-surface);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);padding:var(--space-md)}.resource-article-related h2{font-size:.65rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--accent);margin:0 0 var(--space-md);font-family:var(--font-sans);border-top:none;padding-top:0}.resource-article-related ul{list-style:none;padding:0;margin:0}.resource-article-related li{border-top:1px solid var(--border-subtle)}.resource-article-related li:first-child{border-top:none}.resource-article-related__item{display:flex;gap:var(--space-sm);align-items:flex-start;padding:.85rem 0;text-decoration:none;color:inherit;transition:opacity .2s}.resource-article-related__item:hover{opacity:.72}.resource-article-related__thumb{flex-shrink:0;width:4.5rem;height:2.8rem;border-radius:6px;overflow:hidden;border:1px solid var(--border-subtle)}.resource-article-related__thumb img{width:100%;height:100%;object-fit:cover;display:block}.resource-article-related__body{display:flex;flex-direction:column;gap:.2rem;min-width:0}.resource-article-related__title{font-size:.85rem;font-weight:600;color:var(--text-primary);line-height:1.3}.resource-article-related__meta{font-size:.72rem;color:var(--text-muted)}.resource-article-cta{background:linear-gradient(145deg,#c9a2271a,#c9a2270a);border:1px solid rgba(201,162,39,.22);border-radius:var(--radius-lg);padding:var(--space-md) var(--space-md);position:relative;overflow:hidden}.resource-article-cta:before{content:"";position:absolute;top:0;left:0;right:0;height:2px;background:linear-gradient(90deg,var(--accent-deep),var(--accent))}.resource-article-cta h3{font-family:var(--font-display);font-size:1rem;color:#fff;margin:0 0 .4rem;letter-spacing:-.01em}.resource-article-cta p{font-size:.85rem;color:var(--text-secondary);margin:0 0 var(--space-md);line-height:1.55}.resource-article-layout .article-wrap{padding:0;max-width:none}.resource-article-layout .article-wrap.prose>*{max-width:none}.resource-article-cta--band{background:linear-gradient(145deg,#0a1628,#060f1e);border-top:1px solid var(--border-subtle);padding:clamp(3rem,7vw,5rem) var(--page-gutter);text-align:center;position:relative;overflow:hidden}.resource-article-cta--band:before{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:radial-gradient(ellipse 50% 65% at 50% 50%,rgba(201,162,39,.07),transparent 70%);pointer-events:none}.resource-article-cta__inner{position:relative;z-index:1;max-width:44rem;margin:0 auto}.resource-article-cta__eyebrow{font-size:.68rem;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--accent);margin:0 0 var(--space-sm)}.resource-article-cta__lead{font-size:1.05rem;color:var(--text-secondary);margin:0 0 var(--space-md);line-height:1.65}.resource-article-cta--band h2{font-family:var(--font-display);font-size:clamp(1.6rem,3.5vw,2.4rem);color:#fff;margin:0 0 var(--space-sm);letter-spacing:-.02em;line-height:1.15}.resource-article-cta__phone{margin:0 0 var(--space-md);font-size:1.1rem}.resource-article-cta__phone a{color:var(--accent-soft);font-weight:600}.resource-article-cta__actions{display:flex;flex-wrap:wrap;gap:var(--space-sm);justify-content:center;margin-bottom:var(--space-md)}.resource-article-cta__resources{margin:0 0 var(--space-md)}.resource-article-cta__resources a{color:var(--accent-soft);font-weight:600}.resource-article-cta__compliance{font-size:.8rem;color:var(--text-muted);margin:0;line-height:1.5}.section-rule-accent{height:1px;background:linear-gradient(90deg,transparent 0%,rgba(201,162,39,.3) 20%,rgba(201,162,39,.3) 80%,transparent 100%);margin:0;border:none}.section-kicker--ruled{display:flex;align-items:center;gap:.75rem}.section-kicker--ruled:before{content:"";display:inline-block;width:1.75rem;height:2px;background:var(--accent);flex-shrink:0}.principles-list{list-style:none;padding:0;margin:var(--space-lg) 0 0;display:flex;flex-direction:column;gap:var(--space-sm)}.principles-list li{display:flex;align-items:flex-start;gap:var(--space-sm);font-size:.98rem;color:var(--text-secondary);padding:var(--space-sm) var(--space-md);background:var(--bg-card);border:1px solid var(--border-subtle);border-radius:var(--radius);line-height:1.55}.principles-list li:before{content:"";flex-shrink:0;width:1.1rem;height:1.1rem;margin-top:.2rem;background:var(--accent);border-radius:3px;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");background-size:contain}.contact-form-heading{font-family:var(--font-display);font-size:1.5rem;color:var(--text-heading);margin-bottom:var(--space-md);letter-spacing:-.015em}.contact-info-grid{display:grid;gap:var(--space-md);grid-template-columns:1fr;margin-bottom:var(--space-xl)}@media(min-width:640px){.contact-info-grid{grid-template-columns:repeat(3,1fr)}}.contact-info-card{background:#fff;border:1px solid rgba(27,54,93,.12);border-radius:var(--radius-lg);padding:var(--space-md);border-top:2px solid var(--accent);box-shadow:0 4px 20px #0000001f}.contact-info-card h3{font-family:var(--font-display);font-size:1rem;color:var(--color-navy);margin:0 0 .4rem}.contact-info-card p{font-size:.9rem;color:#1b365db8;margin:0;line-height:1.55}.resource-card-grid{display:grid;gap:var(--space-md);grid-template-columns:1fr}@media(min-width:600px){.resource-card-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:900px){.resource-card-grid{grid-template-columns:repeat(3,1fr)}}.resource-card{padding:0;overflow:hidden}.resource-card__media{aspect-ratio:16/9;overflow:hidden;border-bottom:1px solid var(--border-subtle)}.resource-card__media img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .4s var(--ease-out)}.resource-card:hover .resource-card__media img{transform:scale(1.04)}.resource-card__body{padding:var(--space-md);display:flex;flex-direction:column;flex:1}.resource-card h2{margin-top:0}.resource-card__excerpt{margin:0 0 var(--space-sm);font-size:.9rem;color:var(--text-secondary);flex:1;line-height:1.55}.resource-card__link a{font-size:.82rem;font-weight:600;color:var(--accent-soft);text-decoration:none}.resource-card__link a:hover{color:#fff}.resource-card--featured{grid-column:1 / -1;display:grid;grid-template-columns:1fr;background:linear-gradient(135deg,#c9a22714,#c9a22708);border-color:#c9a22747;padding:0}@media(min-width:640px){.resource-card--featured{grid-template-columns:1.6fr 1fr;align-items:stretch}}.resource-card--featured .resource-card__media{aspect-ratio:16/9;border-radius:0;border-bottom:1px solid var(--border-subtle);border-right:none}@media(min-width:640px){.resource-card--featured .resource-card__media{aspect-ratio:auto;height:100%;border-bottom:none;border-right:1px solid rgba(201,162,39,.18)}}.resource-card--featured .resource-card__body{padding:var(--space-xl) var(--space-lg);justify-content:center}.resource-card--featured h2{font-size:1.4rem;font-family:var(--font-display);letter-spacing:-.015em}.avoid-list{list-style:none;padding:0;margin:var(--space-lg) 0 0;display:grid;gap:var(--space-sm);grid-template-columns:1fr}@media(min-width:600px){.avoid-list{grid-template-columns:repeat(2,1fr)}}.avoid-list li{display:flex;align-items:flex-start;gap:var(--space-sm);padding:var(--space-sm) var(--space-md);background:#ef44440a;border:1px solid rgba(239,68,68,.12);border-radius:var(--radius);font-size:.92rem;color:var(--text-secondary);line-height:1.5}.avoid-list li:before{content:"✕";color:#ef444499;font-size:.75rem;font-weight:700;flex-shrink:0;margin-top:.25rem}.legal-prose{max-width:44rem}.legal-prose h2{font-family:var(--font-display);font-size:1.25rem;color:#fff;margin:var(--space-xl) 0 var(--space-sm);padding-top:var(--space-md);border-top:1px solid var(--border-subtle);letter-spacing:-.01em}.legal-prose h2:first-child{margin-top:0;border-top:none;padding-top:0}.legal-prose p{color:var(--text-secondary);margin:0 0 var(--space-md);line-height:1.7}.legal-prose ul{color:var(--text-secondary);padding-left:1.5rem;margin:0 0 var(--space-md)}.legal-prose li{margin-bottom:.4rem;line-height:1.6}.legal-prose strong{color:var(--text-primary)}.legal-prose a{color:var(--accent-soft)}.legal-prose .article-meta{margin-bottom:var(--space-xl)}